last update April 18, 2025 · 3 minutes read
Key Takeaways About 438 Area Code Scams
The 438 area code is a legitimate Quebec area code serving Montreal and surrounding areas.
Scammers exploit the local familiarity of the 438 area code using spoofing techniques.
Common scams involve impersonation (CRA, banks, tech support) and fake emergencies.
April 18, 2025 · 3 minutes read
Table of Contents
- Common 438 Scam Tactics
- Recent Reports and Trends
- How to Protect Yourself
- Summary Table: 438 Scam Tactics
- Final Advice
Common 438 Scam Tactics
CRA/Government Scams: Callers claim to be from the Canada Revenue Agency demanding immediate payment for alleged tax debts.
Bank Fraud Alerts: Fake calls about suspicious bank activity requesting account verification.
Tech Support Scams: Calls claiming your computer is infected and needs remote access.
Family Emergency Scams: Calls pretending to be a relative in distress needing money.
Text Message Scams: Phishing texts with malicious links appearing to be from legitimate services.
Recent Reports and Trends
Many reports of spoofed 438 numbers used in CRA and bank impersonation scams.
Increase in bilingual scams targeting both English and French speakers in Quebec.
Scammers using local references to appear more legitimate to Montreal residents.
How to Protect Yourself
Never provide personal or financial information to unsolicited callers.
Remember that CRA never demands immediate payment by phone.
Hang up and call back using official numbers from statements or websites.
Enable call filtering on your phone if available.
Report scams to the Canadian Anti-Fraud Centre.
Should I Call Back or Text Back?
Before responding to an unknown call or text, consider whether it's a legitimate contact. Check if the number matches any recent interactions or known contacts. If you're unsure, research the number or contact the organization directly through official channels.
Responding to scam calls or texts can lead to further fraudulent activities. By calling back or texting, you may confirm to scammers that your number is active, potentially leading to more targeted attacks. Additionally, calling back certain numbers can result in significant charges. especially if the number is a premium rate number.
Summary Table:438 Scam Tactics
| Scam Type | Description | Risk/Goal |
|---|---|---|
| CRA/Bank Impersonation | Fake officials demanding payments or information | Financial/identity theft |
| Tech Support | False claims about computer infections | Remote access theft |
| Family Emergency | Fake relatives needing urgent money | Emotional manipulation |
| Text Phishing | Links to fake login pages | Credential theft |
Final Advice
While 438 is a legitimate Montreal area code, scammers frequently spoof it. Be extremely cautious with unsolicited calls. Never share sensitive information or send money based on phone demands. When in doubt, hang up and verify through official channels.
